None<\/p>\n
| PDF Pages<\/th>\n | PDF Title<\/th>\n<\/tr>\n | ||||||
|---|---|---|---|---|---|---|---|
| 8<\/td>\n | List of Figures <\/td>\n<\/tr>\n | ||||||
| 9<\/td>\n | List of Tables <\/td>\n<\/tr>\n | ||||||
| 10<\/td>\n | Executive Summary Feature Identification <\/td>\n<\/tr>\n | ||||||
| 12<\/td>\n | Building Stock Distribution Insurance Benefits Analysis <\/td>\n<\/tr>\n | ||||||
| 13<\/td>\n | Feature Costs <\/td>\n<\/tr>\n | ||||||
| 14<\/td>\n | Launching a Public Program Encouraging Mitigation <\/td>\n<\/tr>\n | ||||||
| 15<\/td>\n | Reliances, Limitations, and Questions <\/td>\n<\/tr>\n | ||||||
| 17<\/td>\n | Introduction Background The Enabling Law The Request for Proposals and AIR\u2019s Response and Role <\/td>\n<\/tr>\n | ||||||
| 19<\/td>\n | Report Organization <\/td>\n<\/tr>\n | ||||||
| 20<\/td>\n | Reliances and Limitations Data Sets Simulation Tools and Scientific Assumptions <\/td>\n<\/tr>\n | ||||||
| 21<\/td>\n | Results Scalability Distribution, Use, and Reliance on Study Identification of Features <\/td>\n<\/tr>\n | ||||||
| 22<\/td>\n | AIR\u2019s Hurricane Model and Architecture Rationale for Modeling Catastrophic Events Basic Model Architecture <\/td>\n<\/tr>\n | ||||||
| 23<\/td>\n | Hazard: Hurricane Simulation <\/td>\n<\/tr>\n | ||||||
| 26<\/td>\n | Hazard: Local Intensity <\/td>\n<\/tr>\n | ||||||
| 28<\/td>\n | Vulnerability: Damage Functions <\/td>\n<\/tr>\n | ||||||
| 29<\/td>\n | Financial: Aggregating Losses Interpreting Model Output <\/td>\n<\/tr>\n | ||||||
| 31<\/td>\n | Scientific Basis of Hurricane Wind Model <\/td>\n<\/tr>\n | ||||||
| 33<\/td>\n | Damage Calculations for Hurricane Wind <\/td>\n<\/tr>\n | ||||||
| 34<\/td>\n | Component-Based Approach <\/td>\n<\/tr>\n | ||||||
| 37<\/td>\n | Damage Functions at the Coverage Level Modeling Damage due to Wind Duration <\/td>\n<\/tr>\n | ||||||
| 38<\/td>\n | AIR\u2019s Individual Risk Model <\/td>\n<\/tr>\n | ||||||
| 41<\/td>\n | How the IRM Operates on Building Features <\/td>\n<\/tr>\n | ||||||
| 43<\/td>\n | Individual Risk Model Validation <\/td>\n<\/tr>\n | ||||||
| 44<\/td>\n | How Exposure Data is Introduced to the Model <\/td>\n<\/tr>\n | ||||||
| 45<\/td>\n | Choosing Relevant Features for Mitigation Analysis <\/td>\n<\/tr>\n | ||||||
| 46<\/td>\n | Feature Definitions and Descriptions – Residential Roof Geometry <\/td>\n<\/tr>\n | ||||||
| 47<\/td>\n | Roof Covering and Attachments <\/td>\n<\/tr>\n | ||||||
| 48<\/td>\n | Roof Deck and Attachments Roof Anchorage <\/td>\n<\/tr>\n | ||||||
| 49<\/td>\n | Window Protection <\/td>\n<\/tr>\n | ||||||
| 50<\/td>\n | Secondary Water Protection Garage Doors Pool Enclosures <\/td>\n<\/tr>\n | ||||||
| 51<\/td>\n | Feature Definitions and Descriptions \u2013 Commercial Low-, Mid-, and High-Rise Structures Mid- and High-rise Feature Definitions and Descriptions Roof Deck <\/td>\n<\/tr>\n | ||||||
| 52<\/td>\n | Secondary Water Protection Opening Protection Glass Percent Wall Siding Glass Type <\/td>\n<\/tr>\n | ||||||
| 53<\/td>\n | Role of Building Codes and IRC 2003 Adoption in Developing Modeled Benefits <\/td>\n<\/tr>\n | ||||||
| 54<\/td>\n | Importance of Strong Enforcement of Effective Building Codes <\/td>\n<\/tr>\n | ||||||
| 55<\/td>\n | Impact of Year Built on Building Vulnerability <\/td>\n<\/tr>\n | ||||||
| 56<\/td>\n | Other Common or Mississippi-Specific Mitigation Construction Measures Institute for Business and Home Safety (IBHS) \u201cFortified…for safer living\u00ae\u201d\u009d Program <\/td>\n<\/tr>\n | ||||||
| 57<\/td>\n | Mississippi Windstorm Underwriting Association Mitigation Packages <\/td>\n<\/tr>\n | ||||||
| 58<\/td>\n | Assembly of Exposure and Claims Data AIR Industry-wide Exposure Database Augmentation of Exposure Data with Original Local Databases <\/td>\n<\/tr>\n | ||||||
| 59<\/td>\n | Building Inventory Survey <\/td>\n<\/tr>\n | ||||||
| 61<\/td>\n | Survey Design <\/td>\n<\/tr>\n | ||||||
| 62<\/td>\n | Results and Discussion <\/td>\n<\/tr>\n | ||||||
| 65<\/td>\n | Mississippi Windstorm Underwriting Association <\/td>\n<\/tr>\n | ||||||
| 67<\/td>\n | Xactware Cost Databases Modeling of Insurance Benefits Modeled Structures Notional Portfolio Concept <\/td>\n<\/tr>\n | ||||||
| 68<\/td>\n | Attributes of Hypothetical Risks Geographic Location <\/td>\n<\/tr>\n | ||||||
| 69<\/td>\n | AIR Construction Types <\/td>\n<\/tr>\n | ||||||
| 70<\/td>\n | Model Version and Adjustments Actuarial Approach Insurance Assumptions <\/td>\n<\/tr>\n | ||||||
| 71<\/td>\n | Analysis Assumptions Choice of Reference Structures <\/td>\n<\/tr>\n | ||||||
| 72<\/td>\n | Loss Costs and Relative Loss Costs Development of Loss Relativities Non-Linearity of Relativities <\/td>\n<\/tr>\n | ||||||
| 73<\/td>\n | Results of Insurance Benefits Analysis Residential \u201cExisting\u201d\u009d Construction <\/td>\n<\/tr>\n | ||||||
| 77<\/td>\n | How to Apply Benefits Analysis as Mitigation Credits\/Debits: Worked Example <\/td>\n<\/tr>\n | ||||||
| 81<\/td>\n | Residential \u201cNew\u201d\u009d Construction <\/td>\n<\/tr>\n | ||||||
| 84<\/td>\n | Commercial low-rise construction <\/td>\n<\/tr>\n | ||||||
| 85<\/td>\n | Commercial mid- and high-rise construction <\/td>\n<\/tr>\n | ||||||
| 88<\/td>\n | Consideration of Feature Costs Cost Data Sources <\/td>\n<\/tr>\n | ||||||
| 89<\/td>\n | Residential Feature Cost Calculations <\/td>\n<\/tr>\n | ||||||
| 92<\/td>\n | Limitations on Feature Cost Analysis Synthesizing Costs and Benefits to Determine Best Mitigation Actions Conversion of Relativities to Estimated Dollar Loss Benefits Over Time <\/td>\n<\/tr>\n | ||||||
| 93<\/td>\n | Cost-Benefit Analysis of Actionable Mitigation \u201cPackages\u201d\u009d of Retrofits <\/td>\n<\/tr>\n | ||||||
| 98<\/td>\n | Scoping the Program: Implementation of Study Results Actuarial and Insurance Product Considerations Alignment with Existing Book of Business <\/td>\n<\/tr>\n | ||||||
| 101<\/td>\n | Transition Plans and Swing Limits <\/td>\n<\/tr>\n | ||||||
| 102<\/td>\n | Uncertainty and Using Ranges of Rating Factors <\/td>\n<\/tr>\n | ||||||
| 103<\/td>\n | Phasing in Mitigation Rating Factors Over Time Administering a Public Loss Mitigation Program Administrative Structure and Governance <\/td>\n<\/tr>\n | ||||||
| 104<\/td>\n | Advisory Council Encouraging Public Access to the Program <\/td>\n<\/tr>\n | ||||||
| 105<\/td>\n | Partnering with Existing Public Agencies Partnering with Private and Nonprofit Agencies <\/td>\n<\/tr>\n | ||||||
| 106<\/td>\n | Management Performance Indicators Consumer and Public Outreach <\/td>\n<\/tr>\n | ||||||
| 108<\/td>\n | Brochures <\/td>\n<\/tr>\n | ||||||
| 109<\/td>\n | Messaging <\/td>\n<\/tr>\n | ||||||
| 110<\/td>\n | Pilot Programs <\/td>\n<\/tr>\n | ||||||
| 111<\/td>\n | A Suggested Pilot Program: 10 Neighborhoods in 10 Weeks Campaign Additional Benefits of the Pilot Program Questions and Answers from the Public <\/td>\n<\/tr>\n | ||||||
| 112<\/td>\n | Funding Opportunities <\/td>\n<\/tr>\n | ||||||
| 113<\/td>\n | Existing Federal Funding Pre-Disaster Mitigation (PDM) State Housing Initiatives Partnership (SHIP) Optimizing Grants <\/td>\n<\/tr>\n | ||||||
| 114<\/td>\n | Fraud Detection <\/td>\n<\/tr>\n | ||||||
| 115<\/td>\n | Inspections <\/td>\n<\/tr>\n | ||||||
| 116<\/td>\n | Inspectors as Ambassadors <\/td>\n<\/tr>\n | ||||||
| 117<\/td>\n | Fraud Detection <\/td>\n<\/tr>\n | ||||||
| 118<\/td>\n | Inspection Information for Homeowners <\/td>\n<\/tr>\n | ||||||
| 120<\/td>\n | Appendices Appendix 1: Enabling Statute <\/td>\n<\/tr>\n | ||||||
| 123<\/td>\n | Appendix 2: Example Design Calculations for roof-to-wall connection and roof deck nailing pattern <\/td>\n<\/tr>\n | ||||||
| 127<\/td>\n | About AIR Worldwide Corporation <\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":" Mississippi Insurance Department Comprehensive Hurricane Damage Mitigation Program – Cost and Benefit Study Final Version February 2010<\/b><\/p>\n |